Working in the financial Industry and speaking to several Insurance agents & brokers; we have determined the seven factors that have an impact on your Insurance premium.
Let’s start with the basics of what an Insurance company is; an Insurance company is an entity like any business that determines their prices based on the amount of risk they’re taking by Insuring a driver(s). Here are the seven factors that determine the risk & pricing for the Insurance premium:
Driving record
Your driving history is the primary factor that determines what your premium will be; if you just got your license, then you’re premium will likely be higher because of the liability you are to the company; however, after two years of experience many companies will offer you a discount for staying loyal to the company and maintaining a clean record. Clean record means: no accidents, tickets (such as speeding, or traffic related), or DUI’s (driving under the Influence; mariguna, alcholo, or any drugs that impair your ability to drive).
Vehicle
If you’re driving an exotic luxury car, expect to pay more! Why? let’s say that you’re driving a 2015 sporty vehicle worth $50,000 and you crash Mr. James’ who drives a car worth $5,000; your Insurance company would have to pay the $50,000 plus whatever damages occur while your were driving, because the Insurance company has to take the risk of Insuracing you for a large amount; the premium will be a lot higher than the premium of Mr. James who drives a $5,000 car. Moral of the story; the more expensive your vehicle is, the more you will pay.

Car usage
Insurance companies will ask you before getting a quote, “Is your vehicle for: pleasure, business, or work?” following with “How many miles do you drive to work and back?” based on these two questions, the Insurance company will determine the amount of risk you are as a person and give pricing accordingly. If you drive more, you’ll pay more.
Place of Residence
Factors such as crime, and theft have an Impact on the rate of an Individual. For example, if you live in an area with low crime rates, your premium will be affected by this factor.
Age
If you’re younger than 18 years of age and just started driving, you’re considered a bigger risk to an Insurance company; therefore, you will pay more or less, depending on your age.
Gender
Insurance companies use statistics as part of determining the premium cost; according to the statistics, male drivers have a higher rate of liability because men tend to speed and be more reckless than women; while women are viewed as less of a liability because of their lower rates in accidents and less likely to speed.
Credit Score
For many companies, your creditworthiness is a symbol of how responsible you are and the liability you are to the Insurance company.
The next to see a significant change in your insurance premium consider any of these seven factors and if you have any questions regarding this topic money.com is a great source to be educated on this topic.
Sincerely,
Barron Income Tax

erotik
1 year agoIf you want to use the photo it would also be good to check with the artist beforehand in case it is subject to copyright. Best wishes. Aaren Reggis Sela
sikis izle
1 year agoIf you want to use the photo it would also be good to check with the artist beforehand in case it is subject to copyright. Best wishes. Aaren Reggis Sela
porno
1 year agoHi there friends, how is everything, and what you wish for to say regarding this piece of writing, in my view its genuinely amazing designed for me. Netti Niccolo Adiana
erotik
1 year agoHaving read this I believed it was really informative. Renae Murdoch Cato
erotik izle
1 year agoJust wanna tell that this is very useful, Thanks for taking your time to write this. Marie-Ann Warde Toor
sikis izle
1 year agoI used to be able to find good information from your content. Karissa Sander Armelda
erotik
1 year agoEveryone loves it when individuals come together and share opinions. Brietta Aloysius Kwasi
erotik izle
1 year agoThis equipment does not include a health care provider play coat. Edy Valdemar Wald
sikis izle
1 year agoHello, this weekend is fastidious for me, as this moment i am reading this wonderful informative paragraph here at my residence. Celka Iggie Cornew
sikis izle
1 year agoPretty! This was an incredibly wonderful article. Many thanks for supplying these details. Clarey Radcliffe Helve
erotik izle
1 year agoI am not real superb with English but I find this rattling easygoing to read. Linzy Michele Bernhard
erotik izle
1 year agoYou made some fine points there. I did a search on the topic and found nearly all folks will go along with with your blog. Nedda Baily Erv
erotik izle
1 year agoMy family always say that I am wasting my time here at web, but I know I am getting experience everyday by reading thes fastidious posts. Lenora Davy Rickie
film
1 year agoI am really delighted to glance at this web site posts which consists of lots of helpful facts, thanks for providing such statistics. Rita Rodrique Wynn
film
1 year agoYou should make sure you set both short-term and long-term goals. Nada Edik Luther
film
1 year agoVery interesting details you have observed, appreciate it for putting up. Sheba Julian Ricardama
film
1 year agoWe stumbled over here by a different website and thought I may as well check things out. Gerianna Mozes Stoll
film
1 year agoPlease go to the websites we adhere to, including this a single, because it represents our picks from the web. Julia Riccardo Christean
film
1 year agoYou made some nice points there. I did a search on the subject matter and found most persons will agree with your site. Rosanne Leonidas Perretta
film
1 year agoThese are in fact enormous ideas in regarding blogging. Hilliary Emmy Zinnes
film
1 year agoWe stumbled over here coming from a different web page and thought I might check things out. Jenica Waldon Robin
film
1 year agoJust wanna admit that this is very beneficial , Thanks for taking your time to write this. Anita Marten Britta
film
1 year agoYou made various fine points there. I did a search on the topic and found nearly all people will agree with your blog. Cassandre Hartwell Ras
film
1 year agoGreat post! We are linking to this great article on our website. Keep up the great writing. Dodie Rockie Thomson
film
1 year agoGreat delivery. Great arguments. Keep up the great work. Staci Erl Nor
film
1 year agoAppreciation to my father who informed me concerning this webpage, this webpage is really remarkable. Chelsey Galvan Opal
film
1 year agoI believe you have observed some very interesting details , appreciate it for the post. Jemmie Benjy Lavelle
film
1 year agoDelivered by us, Atom Content Marketing , via email. Idelle Vergil Vada
film
1 year agoFabulous, what a weblog it is! This website provides helpful data to us, keep it up. Gilbertine Orion Tamas
film
1 year agoWay cool! Some very valid points! I appreciate you penning this post and also the rest of the site is very good. Gloriana Rowan Lussi
film
1 year agoThis is a great tip especially to those fresh to the blogosphere. Inger Baxy Olenta
erotik
1 year agoAt this time I am going away to do my breakfast, later than having my breakfast coming yet again to read further news. Harmonia Hersch Diogenes
erotik
1 year agoRight away I am ready to do my breakfast, after having my breakfast coming over again to read additional news. Madeleine Sanford Denver
sikis izle
1 year agoHello. This post was extremely remarkable, especially since I was looking for thoughts on this issue last couple of days. Lolita Dietrich Ransell
erotik film izle
1 year agoHi mates, nice article and fastidious urging commented at this place, I am genuinely enjoying by these. Shannah Jehu Junieta
erotik izle
1 year agoAwesome post. Really looking forward to read more. Want more. Cele Jackson Dumas
KwgdPeag
1 year agohomework essay help research paper medical essay writing my mother
erotik
1 year agoI regard something really special in this website. Ellette Klement Xenia
erotik
1 year agoThis is my first time pay a visit at here and i am really pleassant to read everthing at one place. Helen-Elizabeth Field Trisha
erotik film izle
1 year agoI really like it whenever people get together and share ideas. Brook Norry Kosiur
erotik izle
1 year agoHere is a good Blog You may Come across Intriguing that we encourage you to visit. Juliane Thibaut Sapphera
erotik
1 year agoThis is a truly respected post. Thanks instead of posting this. Marissa Torey Delanty
erotik film izle
1 year agoPretty! This was an extremely wonderful article. Many thanks for supplying these details. Serene Mar Diarmid
erotik
1 year agoReally enjoyed this article post. Much thanks again. Keep writing. Hanny Korey Kirsch
türkçe izle
1 year agoOne of our visitors lately proposed the following website. Lenka Martino Eldreeda
türkçe izle
1 year agoI was really confused, and this answered all my questions. Karilynn Egor Hagerman
web-dl
1 year agoMajor thanks for the blog article. Really thank you! Fantastic. Sherie Reese Aleta
ucretsiz
1 year agoThere is perceptibly a bunch to know about this. I think you made some good points in features also. Tish Giusto Verney
full hd izle
1 year agoIf some one desires expert view on the topic of blogging afterward i recommend him/her to go to see this web site, Keep up the nice work. Calypso Tomlin Cleland
full hd izle
1 year agoAhaa, its pleasant discussion about this post here at this weblog, I have read all that, so at this time me also commenting here. Michele Vasilis Romano
film izle
1 year agoHello, just wanted to mention, I enjoyed this article. Delia Truman Lesser
full hd tek parça izle
1 year agoThe details mentioned inside the article are several of the best out there. Tandie Josiah Marwin
filmi izle
1 year agoYou have brought up a very good details, thankyou for the post. Jena Paulie Trefor
free sex
1 year agoI conceive you have remarked some very interesting details , thankyou for the post. Cassaundra Sebastian John
celebrities
1 year agoNew to joomla please guide me i have download joomla from website ? What should i do ?. Elset Antons Machute
Stefanie
1 year agoIt’s hard to find educated people about this topic,
however, you sound like you know what you’re talking about!
Thanks
Dominick
1 year agoWe are a group of volunteers and opening a new scheme in our community.
Your website offered us with valuable info to work on. You’ve done
a formidable job and our entire community will be grateful to you.
720p
1 year agoHurrah! At last I got a blog from where I can really obtain helpful data concerning my study and knowledge. Janice Emmerich Laurel
dublaj
1 year agoPerfectly indited subject matter, Really enjoyed studying. Van Merrick Lamphere
720p
1 year agoReally enjoyed this post. Really looking forward to read more. Fantastic. Adi Kennedy Christalle
watch
1 year agoI got this website from my friend who shared with me on the topic of this web site and at the moment this time I am browsing this web site and reading very informative posts at this time.| Kathy Brant Eldrida
access
1 year agoI really like your writing style, wonderful information, thanks for putting up :D. Dania Ange Ferde
Antony
1 year agoGreate article. Keep posting such kind of information on your site.
Im really impressed by it.
Hello there, You have done an incredible job. I’ll certainly digg it and in my opinion recommend
to my friends. I am confident they will be benefited from this web
site.
altyazili
1 year agoYou should take part in a contest for one of the greatest websites on the web. I will recommend this web site! Latrena Avictor Arnulfo
dublaj
1 year agoThis is the first comment on the post. As you can see, I, Timmy, took my time to type out a very long and well thought out response. While you may think that what I am saying amounts to nothing more than taking up space in a comment block, I can assure you it is much more significant than that. Katerina Bartram Isadore
movies
1 year agoI really like reading an article that can make men and women think. Also, thanks for permitting me to comment! Devan Hamel Gerhan
yabanci
1 year agoWonderful post! We will be linking to this particularly great article on our site. Keep up the great writing. Emmalee Gothart Urien
bollywood
1 year agohey every one here i would like to give you link of movies where you can download all hdrip mvoies free Jennie Der Pearline
erotik
1 year agoVery good article! We will be linking to this great article on our website. Keep up the good writing. Aviva Sayers Oakes
turkce
1 year agoWOW just what I was looking for. Came here by searching for deco Cassey Valentine Schaper
access
1 year agoAs I site possessor I believe the content matter here is rattling excellent , appreciate it for your hard work. You should keep it up forever! Good Luck. Kial Alisander Slavin
indir
1 year agoWhen I initially left a comment I appear to have clicked on the -Notify me when new comments are added- checkbox and from now on every time a comment is added I recieve four emails with the same comment. Is there a way you can remove me from that service? Many thanks! Kala Ignazio Kinnard
movie online
1 year agoGood web site! I truly love how it is nice on my eyes it is. I am wondering how I could be notified whenever a new post has been made. I have subscribed to your feed which may do the trick? Have a great day! Devondra Esme Prevot
download
1 year agoWas totally stuck until I read this, now back up and running. Britta Benjamin MacCarthy
altyazili
1 year agoI have been examinating out a few of your posts and i must say pretty good stuff. I will surely bookmark your site. Veriee Mervin Allister
indir
1 year agoI wish to express my gratitude for your kindness supporting men and women that absolutely need help on that question. Your real dedication to passing the solution all through came to be astonishingly invaluable and has specifically encouraged many people just like me to get to their endeavors. Your own informative tutorial denotes a whole lot to me and extremely more to my peers. With thanks; from each one of us. Sheena Jarvis Nelson
erotik
1 year agoThanks for the info. And a response from you. car dealers hips san jose Arielle Greggory Osber
xemkqxs
1 year agoHello! I could have sworn I’ve been to this website before but after checking through some of the post I realized it’s new to me. Nonetheless, I’m definitely delighted I found it and I’ll be book-marking and checking back frequently!|
movie online
1 year agoThis page truly has all the information I wanted about this subject and didn at know who to ask. Jenelle Hamnet Wood
online
1 year agoHello! This is my first visit to your blog! We are a collection of volunteers and starting a new project in a community in the same niche. Your blog provided us beneficial information to work on. You have done a outstanding job! Fran Arturo Berhley
amateur
1 year agoThank you very much, we wil try our best for more great topic like that. Elfrida Gaile Abdulla
froleprotrem
1 year agoMy wife and i ended up being excited John managed to carry out his reports out of the precious recommendations he was given in your weblog. It is now and again perplexing just to happen to be giving away tips and tricks that many others could have been selling. And we all figure out we now have the blog owner to appreciate for this. The explanations you have made, the straightforward web site navigation, the relationships you help foster – it’s got most wonderful, and it’s assisting our son in addition to our family know that this subject is entertaining, and that is highly vital. Thanks for all!
Buford
1 year agoThere’s certainly a great deal to find out about this subject.
I like all the points you have made.
Jai
1 year agoI’ve been browsing online more than 3 hours today, yet I never found any
interesting article like yours. It’s pretty worth enough for me.
In my view, if all website owners and bloggers
made good content as you did, the internet will be much more useful than ever before.
froleprotrem
1 year agoGood write-up, I am regular visitor of one?¦s website, maintain up the nice operate, and It is going to be a regular visitor for a long time.
zortilo nrel
1 year agoSome genuinely fantastic work on behalf of the owner of this internet site, perfectly great subject material.
Tilly
1 year agoHello, everything is going sound here and ofcourse every one is sharing information, that’s truly excellent, keep up writing.
0mniartist asmr
Estelle
1 year agoHi! I know this is kind of off topic but I
was wondering if you knew where I could find a captcha plugin for my comment form?
I’m using the same blog platform as yours and I’m having problems finding one?
Thanks a lot! asmr 0mniartist
Wade
1 year agoHello are using WordPress for your blog platform? I’m new to the
blog world but I’m trying to get started and set up my own. Do
you need any html coding knowledge to make your own blog? Any help would
be greatly appreciated! asmr 0mniartist
Ryder
1 year agoIt’s a shame you don’t have a donate button! I’d most certainly
donate to this brilliant blog! I suppose for now i’ll
settle for bookmarking and adding your RSS feed
to my Google account. I look forward to brand new updates and will talk
about this blog with my Facebook group. Chat soon! 0mniartist asmr
Dyan
1 year agoThe other day, while I was at work, my cousin stole my iPad and tested to
see if it can survive a 25 foot drop, just so she can be
a youtube sensation. My apple ipad is now destroyed and she has 83 views.
I know this is entirely off topic but I had to share it with
someone! asmr 0mniartist
Reyna
1 year agoVery shortly this site will be famous amid all blogging and site-building people, due to it’s good
articles
frolep rotrem
1 year agoJust what I was searching for, thankyou for putting up.
weed edible gummies
11 months agoVery good article post.Much thanks again. Really Cool.
Freda
11 months agoVery nice post. I certainly appreciate this website.
Continue the good work!
Cindi
11 months agoI have been surfing online more than 4 hours today, yet I never found
any interesting article like yours. It is pretty worth enough for me.
Personally, if all web owners and bloggers made good content as you did, the internet will be much
more useful than ever before.
Latosha
10 months agoWhat’s up to every one, for the reason that I am really
eager of reading this weblog’s post to be updated daily.
It consists of nice data.
zovrelioptor
10 months agoThank you a bunch for sharing this with all of us you actually know what you are talking about! Bookmarked. Please additionally seek advice from my web site =). We could have a link exchange agreement between us!
manhwaland
9 months agoIm obliged for the blog.Much thanks again. Really Cool.